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Jamie_M

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1 hour ago, Rossco said:

Same here & disappointed the club has left fanbase to use Klarna instead of a direct debit option like previous years.

Keep getting knocked back for Klarna I don't know if it is because I have never ordered using klarna before or another reason but it has been frustrating.

I tried getting a phone the past few weeks on Klarna, 3 split payments appeal much more than dropping £800 at once. Been rejected three times. Tried once, it failed. Had recently moved so updated my billing address, still didn't work and then tried again last night, still nothing. 

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24 minutes ago, capitanus said:

What is Klarna?

 

 

Basically a short term loan company. When you make a purchase online, at the checkout you choose klarna as the payment method (a lot of sellers use it and quite a few of these type of 3rd party lenders), it let's you pay over 3 monthly payments, interest free. I guess they make their money from people who default on payments and a percentage of each sale.

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Guest capitanus
4 hours ago, Cappiecat 1.2 said:

Basically a short term loan company. When you make a purchase online, at the checkout you choose klarna as the payment method (a lot of sellers use it and quite a few of these type of 3rd party lenders), it let's you pay over 3 monthly payments, interest free. I guess they make their money from people who default on payments and a percentage of each sale.

Fuck that.  Cash is king.

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2 hours ago, capitanus said:

Fuck that.  Cash is king.

Disagree. 0% financing is free money. You can get well over 5% returns in a current account, so why not do so? 

EOho8Pw.png

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Guest capitanus
13 hours ago, TRVMP said:

Disagree. 0% financing is free money. You can get well over 5% returns in a current account, so why not do so? 

Nah, fuck that.  Cash is king.

Borrowed money is still owed money. Dont borrow unless really necessary.  

That's how they get you.

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  • 3 weeks later...

Social media release from the club yesterday giving details on player sponsorship packages.

Sponsorship of a players top has went up from £200 to £300 this year. The difference being a buffet will be available at the end of season presentation and the top will be framed. Considering not taking up a sponsorship as that's pretty steep especially given I have no interest in the top being framed. 

The club have been more creative in offering sponsorship opportunities for home kit, away kit and boots individually or the 3 for a package. I'd like to have the option of a basic sponsorship and take just the top. Like the end of season awards night it feels like the club is looking for more involvement from corporate/business types but are in danger of alienating the everyday fan.

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There's a storm on the horizon

And for that I can't see the sun

For I'll keep a waiting on the pavement

For the ice cream van to come

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18 minute update video from Dale on YouTube. Considering there’s basically nothing to update I’ve no idea how they managed to get themselves to almost 20 minutes.

confirmation that there’s been a lot of staff leaving and that nothing is going to happen with the space behind the cowshed is really the only things of interest for me. That’s definitely this boards version of the st mirren stands. 
 

Dale has went from judge him by his actions and what he gets done a few updates ago to it’s been challenging and not much is happening so things seem to be at a bit of a standstill behind the scenes. 

Good people will do good things, bad people will do bad things, but only with religion do good people do bad things!

 

32.gif

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1 hour ago, port-ton said:

Dale has went from judge him by his actions and what he gets done a few updates ago to it’s been challenging and not much is happening so things seem to be at a bit of a standstill behind the scenes. 

Didn’t get that at all from that video as he said they have made progress on something like 75% of the pillars in the 3 year strategy he wants to be judged on? Mentioned it near the end of the video.

Disappointing there won’t be progress on the land front as huge potential there. 
 

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What’s the reason for not progressing the area behind the Cowshed? Granted it’s not the same size of area, but Ayr Utds new set up is excellent and is always bouncing on match days, so it would seem a great opportunity to generate some extra revenue. 

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42 minutes ago, port-ton said:

18 minute update video from Dale on YouTube. Considering there’s basically nothing to update I’ve no idea how they managed to get themselves to almost 20 minutes.

confirmation that there’s been a lot of staff leaving and that nothing is going to happen with the space behind the cowshed is really the only things of interest for me. That’s definitely this boards version of the st mirren stands. 
 

Dale has went from judge him by his actions and what he gets done a few updates ago to it’s been challenging and not much is happening so things seem to be at a bit of a standstill behind the scenes. 

I think this is one of the real limitations of the fan ownership model. Generating enough lump sum cash to do something like a fan zone upgrade or a replacement of the cow shed roof is a real challenge. Selling chunks of shares is probably the only realistic way to entice that level of investment.

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6 minutes ago, Tubes said:

Didn’t get that at all from that video as he said they have made progress on something like 75% of the pillars in the 3 year strategy he wants to be judged on? Mentioned it near the end of the video.

Disappointing there won’t be progress on the land front as huge potential there. 
 

He spoke for 18 minutes yet didn’t mention any details on the 75% of the pillars that progress had been made on. I was impressed with him when he first came in but  when I start to hear useless middle management speak in multiple updates without much of anything in the way of progress then that’s when red flags start to go off for me. Given how much he makes himself heard in the media and club accounts then it becomes a fine line for me between being a man of action as he claims and a man wanting to be seen as making improvements to the club to try to and puff up his CV for his next job without many tangible results to show for it when he leaves.

Good people will do good things, bad people will do bad things, but only with religion do good people do bad things!

 

32.gif

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17 minutes ago, Scott said:

What’s the reason for not progressing the area behind the Cowshed? Granted it’s not the same size of area, but Ayr Utds new set up is excellent and is always bouncing on match days, so it would seem a great opportunity to generate some extra revenue. 

Cash.

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Not having the money to go and spend a substantial sum on constructing a permanent building on that land is understood and reasonable - that's ultimately a substantial reduction in the budget elsewhere if we do that.

While I take the point he made about weather conditions and not being able to rely on doing something open air that would appeal for much of the season, would sticking a marquee over it to be a basic fanzone on matchdays not be possible as a temporary solution that doesn't get in the way of doing something long term and doesn't cost nearly as much in the meantime? I get that'd also heavily restrict what you could do in terms of what you could sell on the day without a permanent bar and possibly makes licensing more difficult, but hopefully they've at least given consideration to alternatives like this rather than deciding nothing will be done until a big wad of cash becomes available, whether through outside investment or some unprecedented large footballing income.

Brian Wake my Lord, Brian Wake

Brian Wake my Lord, Brian Wake

Brian Wake my Lord, Brian Wake

Oh Lord, Brian Wake

 

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Just had a look through the 3 year strategy that was published earlier in the year and I'm not really sure which parts of it could make up the 75% that's seeing progress, although I'm sure the club will have more measurable internal targets that we're not aware of. I wouldn't say there's cause for concern but some question marks are starting to appear around Dale.

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